@article{Kur'yanova2025theoretical, author={Kur'yanova, I.V.}, title={THEORETICAL BASIS OF DETERMINING THE ESSENCE OF FINANCIAL INNOVATIONS AND THE DIRECTED APPLICATION OF FINANCIAL ENGINEERING}, journal={Scientific Bulletin: finance, banking, investment}, publisher={V.I. Vernadsky Crimean Federal University}, year={2025}, pages={83-94}, volume={0}, issue={1}, }