@article{Nalivaichenko2025digital,
author={Nalivaichenko, E.V. and Kirilchuk, S.P.},
title={DIGITAL RUBLE: INNOVATIVE FIAT REGIONAL ECONOMY},
journal={Scientific Bulletin: finance, banking, investment},
publisher={V.I. Vernadsky Crimean Federal University},
year={2025},
pages={115-126},
volume={0},
issue={1},
}