@article{Burkal'ceva2025scenarios, author={Burkal'ceva, D.D. and Mihaylov, A.V.}, title={SCENARIOS OF INSTITUTIONAL REGULATION OF NEW TECHNOLOGIES IN THE FINANCIAL SECTOR — INSTITUTIONS OF THE REPRODUCTION PROCESS IN RUSSIA}, journal={Scientific Bulletin: finance, banking, investment}, publisher={V.I. Vernadsky Crimean Federal University}, year={2025}, pages={164-174}, volume={0}, issue={1}, }